SELF HELP GROUPS
In order to provide access to the poorest of the poor members of the PACS to the institutional credit, the Karimnagar DCCB has started taking initiatives from the year 2008-09 for organisation and linking of Women Self Help Groups by the PACS and DCCB branches.Detailed guidelines for the purpose have been issued by the bank and seminars & workshops arebeing organised to sensitise the DCCB personnel for the purpose.
For facilitating early disposal of loan applications, to provide credit support to the groups,the Branch Managers of DCCBs have been delegated powers to sanction loans up to Rs.50,000/- without prior approval of the loan committee of the DCCB. Keeping in view the sustainability of the groups, monitoring, follow up and constant interaction with the group members are being done regularly to motivate them to continue the group activities.
The initiatives of Bank have started yielding desired results. Within 2 years of implementation of the scheme, More than, 2500 groups have been identified and steps are afoot to link all of them with the DCCBs for credit support. By 31.03.2011, 4170 groups have been provided with credit support of around Rs.76.79 crore. The ultimate objective is to cover maximum non-members.
The Bank has also imparted training on Self Help Groups for the DCCB officials to keep them motivated to pursue the objective.
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SHG LOANS DISBURSED AT SIRCILLA TOWN |
SHG LOANS DISBURSED ON THE HANDS OF SRI K.RAVINDER RAO, CHAIRMAN OF THE BANK | |
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SHG LOANS DISBURSED ON THE HANDS OF SRI P.MOHANAIAH, CGM, NABARD-1 |
SHG LOANS DISBURSED ON THE HANDS OF SRI P.MOHANAIAH, CGM, NABARD-2 |
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SHG LOANS DISBURSED ON THE HANDS OF SRI P.MOHANAIAH, CGM, NABARD-3 |
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